Question 1

What is STOEX?

Accepted Answer

STOEX is a digital gold platform that lets you buy, sell and own verified 24-karat gold refined by MMTC-PAMP — starting from just ₹10. Every gram you buy is physically stored in insured,institutional-grade vaults under independent trustee custody,and your holdings are recorded on a public, tamper-proof ledger so you can verify your gold at any time

Question 2

How do I start buying gold on STOEX?

Accepted Answer

Three steps: (1) Download the STOEX app and complete your KYC verification — it takes under 2 minutes with Aadhaar-based biometric verification. (2) Add funds via UPI, net banking, or any standard payment method. (3) Choose how much gold you want to buy — starting from as little as ₹10. Your gold is allocated instantly, and you can verify your holdings right away from the STOEX app.

Question 3

What is the minimum amount I can buy in digital gold?

Accepted Answer

₹10. That’s roughly 0.001 grams of 24-karat gold at current prices. There’s no maximum limit for purchases. You can buy any amount, at any time, and your gold balance accumulates fractionally — so you’re building real gold ownership with every transaction, no matter how small.

Question 4

Is STOEX the same as Paytm Gold or PhonePe Gold?

Accepted Answer

STOEX is a digital gold platform, just like them — but there’s a fundamental difference in how your gold is secured and verified. On STOEX, every gram is stored under independent trustee custody (not held by the platform itself), audited quarterly by RRBP Advisors, and recorded on a tamper-proof digital ledger you can check anytime. We also charge zero storage fees and offer instant, 24/7 liquidity. The gold is the same. The accountability is not.

Question 5

Is gold a good way to save right now?

Accepted Answer

Gold has been one of the most consistent stores of value for centuries — and India’s 5,000-year relationship with gold reflects that. Whether it’s the right time depends on your financial goals, but gold has historically served as a strong inflation hedge, portfolio diversifier, and safe haven during economic uncertainty. With STOEX, you don’t need to time the market or buy a full gram — you can start building your gold holdings from ₹10 and buy at your own pace.

Question 6

How is STOEX different from Gold ETFs?

Accepted Answer

Buying a Gold ETF runs on stock-market rules — you need a demat account with a broker, you can only place orders during market hours (9:15 AM–3:30 PM on weekdays), and trades take T+2 days to settle. Buying on STOEX runs on app rules — open the STOEX app, tap to buy from ₹10, and the gold is in your account in seconds, any day of the week, weekends and holidays included. Both give you exposure to real gold, but STOEX goes one step further: your gold is physically vaulted and independently verifiable, not a paper claim. Add to that zero storage fees, a ₹10 minimum, and the option to redeem certified physical coins or bars whenever you want — and you get direct ownership, not just an entry on a broker’s screen.

Question 7

Digital gold vs physical gold — which should I buy?

Accepted Answer

It depends on what you’re optimizing for. Physical gold (jewellery, coins, bars) gives you something you can hold, but it comes with making charges (8–25% for jewellery), storage risk, locker fees, and purity doubts. Digital gold on STOEX gives you the same 24-karat purity at live market rates — without making charges, storage fees, or purity concerns. You can also start with ₹10 instead of committing to a full gram or ornament. The best part: you don’t have to choose. On STOEX, you can buy digitally and convert your holdings into certified physical gold coins or bars delivered to your doorstep anytime. You get the flexibility of digital with the option of physical — whenever you want it.

Question 8

What’s the difference between digital gold and Sovereign Gold Bonds (SGB)?

Accepted Answer

Sovereign Gold Bonds are an 8-year government-issued bond that pays 2.5% annual interest — a strong long-term instrument if you’re comfortable locking funds in. The trade-offs: you can only buy during limited RBI issue windows, you need a demat account, and exiting early means selling on exchanges, often at a discount. Digital gold on STOEX works very differently — no lock-in, no demat, no waiting for issue windows. You can buy from ₹10, sell 24/7 at live market rates, and redeem physical gold anytime. In short: SGB suits patient, long-horizon capital; STOEX suits flexibility, small-ticket saving, and instant liquidity.

Question 9

Which is the best digital gold platform in India?

Accepted Answer

“Best” really comes down to four questions: Can you verify your gold actually exists? Is it independently audited? Is it insured? And what does it cost you to hold? Most digital gold apps park your holdings on their own balance sheet, with limited visibility into the vault or the audit process. STOEX is built differently — your gold sits with an independent trustee (Vistra), is audited quarterly by a third party (RRBP Advisors), is insured in Sequel Global’s institutional-grade vaults, and every gram is recorded on a tamper-proof ledger you can verify yourself. Add zero storage fees, a ₹10 minimum, 24/7 liquidity, and physical redemption on demand — and you have a platform designed around the one thing that matters: proof that your gold is actually there.

Gold at live price.
Yours in 3 clicks.

Your gold
secured at every level

Certified 24K Gold from MMTC-PAMP

Secured and Insured Storage

Independent Administrator

Independent Audits

Verify your gold, anytime.

Financial Protection

BEAT INFLATION

STEADY WHEN MARKETS SHAKE

PART OF YOUR STORY

A GIFT THAT LASTS

Plain Language

Three Steps. Start Now.

Sign Up in Minutes

Pay via UPI or Bank

Buy Gold — Done

Sign Up in Minutes

Pay via UPI or Bank

Buy Gold — Done

Your Gold, Your Choice

SELL GOLD FOR CASH

SELL GOLD FOR CASH

GET PHYSICAL GOLD

FAQs about Stoex Platform

What is STOEX?

How do I start buying gold on STOEX?

What is the minimum amount I can buy in digital gold?

Is STOEX the same as Paytm Gold or PhonePe Gold?

Is gold a good way to save right now?

More real assets coming to STOEX

Gold

Fractional Real Estate

Private Markets

Be among the first to own publicly verifiable gold
Starting from ₹10

About

Resources

Policy & Guidelines

Gold at live price.Yours in 3 clicks.

Your gold secured at every level

Certified 24K Gold from MMTC-PAMP

Secured and Insured Storage

Independent Administrator

Independent Audits

Verify your gold, anytime.

Financial Protection

BEAT INFLATION

STEADY WHEN MARKETS SHAKE

PART OF YOUR STORY

A GIFT THAT LASTS

Plain Language

Three Steps. Start Now.

Sign Up in Minutes

Pay via UPI or Bank

Buy Gold — Done

Sign Up in Minutes

Pay via UPI or Bank

Buy Gold — Done

Your Gold, Your Choice

SELL GOLD FOR CASH

SELL GOLD FOR CASH

GET PHYSICAL GOLD

FAQs about Stoex Platform

What is STOEX?

How do I start buying gold on STOEX?

What is the minimum amount I can buy in digital gold?

Is STOEX the same as Paytm Gold or PhonePe Gold?

Is gold a good way to save right now?

More real assets coming to STOEX

Gold

Fractional Real Estate

Private Markets

Be among the first to own publicly verifiable gold Starting from ₹10

Gold at live price.
Yours in 3 clicks.

Your gold
secured at every level

Be among the first to own publicly verifiable gold
Starting from ₹10